Maya’s eyes narrowed. “That’s not how it was. The funds are being held while everything is being verified. Mrs. Bennett… has your husband been pressuring you to sign things?”

Images flashed through my mind: Logan pushing papers across the table with a “just sign here, honey,” Logan insisting on handling all the bills, Logan getting irritated when I asked to see the bank statements.

“Yes,” I whispered. “But I thought… I thought it was just…”

“For convenience,” Maya added, not without kindness. “That’s how it usually starts.”

He pushed another sheet of paper toward me: an authorization to check my credit history. Again my name. Again a different signature.

“I need to ask,” Maya said, “do you share bank passwords?”

My stomach churned. “He knows mine. He said it was easier.”

Maya nodded as if she’d heard it a hundred times. “We also found a recent attempt to open a second line of credit in her name with a different address. It was submitted from an IP address linked to her home internet.”

My ears were ringing. “Are you saying Logan is stealing my identity?”

Maya didn’t use the word steal. It wasn’t necessary.

“I’m saying that someone used their information without their consent,” she said. “And because they’re married, the consequences could become very complicated if they don’t disassociate themselves from this immediately.”

I gripped the edge of the desk. “What do I do?”

Maya handed me a printed list: steps to secure my accounts, freeze my credit, and file a police report if necessary. Then she leaned slightly toward me.

“You’re not the first wife this has happened to,” he said. “And the most dangerous moment is when the other person realizes you already know.”

I thought about Logan asleep beside me. His confident calm. The way he had said that we “deserved” the vacation.

A vacation financed with falsified documents.

I swallowed hard. “If I file a complaint… will they arrest him?”

Maya hesitated. “That depends on what the investigators find. But if you don’t act, they could hold you responsible for debts you didn’t authorize. And if they open more accounts, it will be worse.”

I sat there trembling, trying to see my marriage for what it suddenly really was: a fraud with a wedding ring.

“Can you print everything for me?” I asked.

Maya nodded. “I already did it.”

He placed the folder in my hands as if it weighed a ton.

When I left the bank, the sun seemed too bright. I sat in the car and looked at my phone.

Logan had written:

Logan: Hurry. I booked massages for tomorrow. Don’t forget your passport.

I looked at the folder on the passenger seat.

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