3. Personal Documents
Passports, ID cards, bank cards, and legal documents should never be lent. Even temporarily sharing them can expose you to identity theft, fraud, or serious legal issues.
These items are tied directly to your identity. Treat them as non-transferable.
4. Work Equipment
Laptops, cameras, tools, or specialized equipment often contain valuable data or represent significant investment.
Risks include:
Damage
Data breaches
Lost files
Delayed work deadlines
If your income depends on it, think twice before lending it.
5. Jewelry or Sentimental Items
Some things cannot truly be replaced.
Family heirlooms, engagement rings, or deeply sentimental items carry emotional value far beyond their price tag. If they are lost or damaged, the emotional impact can linger for years.
Not everything valuable is measured in money.
6. Passwords and Accounts
Sharing streaming accounts may seem harmless — but sharing passwords for email, banking, or personal platforms can open doors to serious problems.
Once someone has access:
Privacy is compromised.
Security is weakened.
Control becomes complicated.
Digital trust should be guarded carefully.
7. Your Reputation
Sometimes people “borrow” your name — asking you to co-sign a loan, recommend them for a job, or vouch for their credibility.
If they fail to follow through, your name is attached to the outcome.
Reputation takes years to build and seconds to damage. Protect it wisely.
8. Emotional Energy
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